Everyday Checking
Pay bills, get paid early, and spend confidently with real‑time alerts.
- Get paid up to 2 days early
- 55k+ fee‑free ATMs
- Virtual & physical debit card
Open a checking or savings account in minutes. No monthly fees, 55k+ ATMs, instant virtual cards, and rock‑solid security.
Transparent pricing, powerful features, and helpful limits.
Pay bills, get paid early, and spend confidently with real‑time alerts.
Grow your money with a market‑leading APY and auto‑save rules.
Earn up to 3% back on groceries, streaming, and transit with no annual fee.
Rates:
| Product | Rate / APY | Term | Notes |
|---|---|---|---|
| High‑Yield Savings | 4.30% APY | Variable | No minimum balance |
| 12‑mo CD | 5.00% APY | 12 months | $500 minimum |
| Auto Loan | 6.29% APR | 36–72 months | Credit approval required |
| Mortgage | 6.75% APR | 15–30 years | Fixed & adjustable |
Every account includes multi‑factor auth, passkeys, and real‑time alerts.
We use TLS 1.3, hardware security keys, and anomaly detection across all sessions.
Instantly freeze cards, set travel notices, and create single‑use numbers for online purchases.